"By definition, most business owners, entrepreneurs or senior managers are very busy people driven to develop their businesses, careers and personal wealth.  However, if I am a typical business owner, many of us spend more time focused on our core business and our busy lives than we do on planning our personal wealth/investments.  The scale of administration and 'samey' timed IFA advice used to put me off being proactive...then Xentum came along.

Xentum's approach is utterly unique.  They are not tied to any provider, offer bespoke advice for your current and future circumstances and they actually speak in a plain 'non financial' fashion so it's simple to understand what you are being offered.  The style of business is a wonderful blend of formal and informal, the whole team are a pleasure to deal with.

Review meetings with Xentum are enjoyable and fulfilling, especially when every time you review you can see the tangible progress of your investments benchmarked against market conditions at the time. 

Xentum tidy up all of the painful administration and form filling, you can agree on a product, sign on the dotted line and leave Xentum to fill out the compliance side of forms.   Xentum are massively proactive, the difference in service and investment growth I have experienced since moving from traditional tied IFA's is amazing.  Long may this continue!!"
Rob Davenport, Managing Director, Shawston Piping Solutions

"There's really only one thing to say and that's we chose the right company, thank goodness for Xentum."
Steve & Pru Foster, Shipley, West Yorkshire

"Trust is one of the most important things in any relationship and Xentum definitely has mine. I have worked with Xentum on a number of occasions and I am familiar with their terms of business. Their principles are extremely ethical.

They're fair, they're open about fees and everything is agreed upfront. They're not out to make a fast buck, they're dedicated to long term relationships with clients. Their integrity is unquestionable."
Liz Braude, Head of Wills; Trusts and Probate, Pannone LLP

"I came to Xentum for advice on my pension. What I got was a complete financial evaluation, which led to the restructuring of my entire estate. I now pay less tax, lower charges on my pension and my investments are doing better. I have always found their service to be reliable too; they are always there when I need them and they always come up trumps."
Ian Mahoney, Managing Director, Reebok Sports Club, London

"I have been with Xentum for the last few years and I am always impressed  by their unfailing enthusiasm for the minutiae of arranging complex financial plans and their vast knowledge of products and options. It is quite phenomenal. They are consummate professionals with real expertise. These days I don't make any financial decision without consulting them first!"
David Yelland, Partner, Brunswick Group LLP and former Editor of The Sun Newspaper

"When one of my clients needs financial advice it is vital that they are put in touch with someone who is truly independent and who will look after their interests with genuine care and integrity. Xentum has no ties to providers, their payment structure is not based on commission and they are genuinely impartial. I trust their advice implicitly and they have more than proved themselves. I can’t recommend them highly enough.’
Maura McKibbin, Collaborative Solicitor

"I came to Xentum for advice when I retired from teaching and required help over my future financial affairs and wanted independent advice.  Xentum has always given me clear and understanding advice on my estate.  I have found them helpful, friendly and supportive in steering me through the complex field of personal finance.  I feel I can trust all my financial affairs with them and am at ease that I am given the best advice possible.  I wouldn't hesitate to recommend Xentum as their integrity is unquestionable."
Eunice Garside, Retired Primary Head Teacher, Royton

"Financial genius aside, the thing I like best about Xentum is simply that they're just such lovely people. Everyone I’ve come into contact with has been friendly, helpful and supportive, as if nothing were too much trouble. I wouldn’t be happy dealing with a company I didn’t feel comfortable with, but with Xentum, it feels more like a friendship than a business arrangement. I wouldn’t hesitate to recommend them."
Roger Jump, Partner, Waters & Atkinson, Chartered Accountants

"I first came into contact with Dominic Baldwin when he was employed as a consultant with a national IFA firm.  In the fullness of time he left, taking with him 100 of his clients and setting up on his own.  I was fortunate enough to be amongst the "golden" 100.  His firm, Xentum, has gone from strength to strength.  I have had absolute confidence in Mr Baldwin's ability, judgement, integrity and knowledge to advise me on my financial affairs over the last 20 plus years.  As with the state of the economy, some of my investments have not done as well as anticipated and others have exceeded expectation.  On balance, I have been delighted with the service received and look on Dominic as a friend who I can trust implicitly."
John Ayland, Radcliffe-on-Trent, Nottingham