About us

Xentum gave us confidence in our financial position, freedom to take amazing family holidays, and amazing support in exiting the corporate world.

Rob Murkerjee

Freedom and independence

We’d spoken to three advisers before Xentum and still couldn’t work out what we were paying for. One meeting here and it finally clicked. Everything was explained clearly, the fee was fixed from day one, and for the first time in years we feel in control rather than confused. It’s changed how we make decisions as a family.

Mark and Pam

For the first time in years, we feel in control.

We always assumed good advice had to be tied to percentages. Finding Xentum showed us how outdated that thinking was. The fixed fee saved us thousands in the first year alone, but the real value came from the clarity. We now know exactly what we can afford, what retirement looks like, and what to prioritise. It’s a breath of fresh air.

Steve

The fixed fee saved us thousands.

Other firms talked about performance. Xentum talked about what we want our life to look like. It’s the first time advice has felt honest. The fixed fee meant we didn’t worry about hidden charges, and the plan has already helped us make smarter decisions with our money.

Sarah and Adam

It’s the first time advice has felt honest.

We were overwhelmed with pensions, ISAs, property and old plans. Xentum pulled everything together, ran the cashflow, and showed us what life could actually look like. Seeing it so clearly and knowing the fee wasn’t tied to our savings gave us the confidence to retire earlier than expected.

The Howarth's

It felt like someone finally put our whole life on one page.

It is nearly two years since my solicitor introduced me to Dominic. In hindsight, I wish the introduction had been made sooner.

Pat Dawson

More clarity and better decisions.

We’ve worked together for a very long time now, I absolutely trust the team implicitly. Dominic is a very values-led person and that permeates the entire company.

Ian & Pam Mahoney

Kingston upon Thames

Xentum have been financial advisers to our family for over ten years. The team are friendly, committed, expert and trustworthy we feel very well looked after. It makes such a difference to work with people who take the time to understand our needs, and who always have our best interests at heart.

Val Fitton

Friendly and committed

It is rare to work with a company over so many years. We have done so because the team is driven by sound values and continually demonstrates their genuine care for the wellbeing of their clients. We couldn't recommend them highly enough.

Colin & Ineke McCulloch

Genuine Care

We have been with Xentum for many years now and have always been extremely happy with the service we receive generally and the care, quality, and professionalism of all the team. Their genuine friendliness and warmth is ever present.

David & Joan Clapperton

The in-depth exploration of values and the detailed cashflow modelling exercise has been very worthwhile. If you are seeking actionable clarity on your finances and personal goals, this is an excellent place to start.

Ian Fisher, MD, Penistone

Clarity on your finances

Ed's advice was clear and externally useful in giving a very clear view on my finances, and my retirement, plus our pensions. we will be using him again to help us.

Steve

Long term family up support.

Sasha has helped me a lot, because I would not feel competent or confident to manage my financial affairs single-handedly. I value her thorough understanding of my position, both financially and in broader life terms, and the friendly and open way in which she discusses relevant matters.

Josephine

Confidence in the direction

Ed is great-he understands our needs and goals and helps us to make wise decisions to meet those, whilst explaining things in a way we can understand. He is personable and on hand for queries outside of the annual review as things arise and change.

Katy

Understanding of us

Ed helped with our pensions and savings which were consolidated into manageable accounts from which payments were made to us. We sold a large property and moved to a flat in London. He has advised regarding IHT planning in relation to gifting money to our children. He has organised our finances so that we are living comfortably.

David

Simplified and supported

My husband inherited money and shared following the death of his mother
The team listens to what are our needs and understands what is needed to meet them. They have been very patient with something we have been grappling with with regards to helping our children

Rosie and Pete

Managing money.

Xentum have been very personally engaged and friendly as well as really impressing me with the depth of her financial knowledge. She has been consistently conscientious in answering all my questions and coming up with understandable solutions and financial plans, and very speedy in her responses as well as flexible when the need arises.

Elizabeth

Consistently conscientious

I’d grown tired of advisers dancing around costs and talking in riddles. Xentum were the opposite. No sales pitch, no products pushed, just straight advice delivered in plain English. The plan gave me direction, the tech gave me visibility, and the fixed fee means I never second-guess their motives.

Simon and Debra

There’s no sales pitch, just straight advice.