Vietnam and Cambodia

Fixed Fee Financial Planning: Adventures

Fixed fees help you keep more of your own money as your wealth grows. Unlike percentage-based charges, your cost stays the same each year, so more of your returns remain with you instead of being lost to rising fees. Over time, that difference can fund meaningful experiences  family holidays, once-in-a-lifetime journeys or time away that becomes part of your story, not a future hope. With clear, transparent costs, you can plan these moments confidently, knowing your money is working for you, not against you.

Fixed fee financial planning has one purpose at Xentum: helping you use more of your own money to live well and create meaningful experiences. It is not the charts or projections that matter  it is what those decisions allow you to do with your life.

To understand our approach in more detail, you can read about WealthPlan Fixed Fee Financial Planning.

That is why we created Xentum Adventures, delivered in partnership with Mark Bratt Travel — specialists in building meaningful and memorable trips tailored around the experiences people want most. Together, we help you see what becomes possible when you keep more of your money and build a plan aligned with the life you want.

Take this example: Three weeks in Vietnam and Cambodia, from around £5,500 for two people.

Why Fixed Fee Financial Planning Helps You Keep More

Many people quietly lose thousands each year through percentage-based fees. Our fixed fee financial planning model is designed to be clear, consistent and fair. You always know what you are paying, and you keep the rest — giving you more freedom to choose how you use your money.

If you want to see how our fees compare, you can use our Fee Calculator to understand the difference clearly.

This approach is about transparency, not complexity. More clarity. More control. More choice.

A Three-Week Vietnam and Cambodia Adventure: What It Could Look Like

Now imagine yourself there.

Morning mist drifting across Halong Bay as you drink coffee on the deck of an overnight cruise.
Footsteps echoing through Angkor Wat while your tuk tuk driver waits outside.
Steam rising from a bowl of pho in Hanoi.
The quiet weight of the Cu Chi tunnels, followed by cycling through bright green rice fields in Hoi An.
Salt on your skin after snorkelling at Cham Island, before sitting down to freshly grilled seafood on the beach.

If you want to explore the region further, here is the official Vietnam Tourism Board website: https://vietnam.travel

How Fixed Fee Financial Planning Supports Real Adventures

This is not about hoping that “one day” you might travel or take time away. It is about structuring your finances so those choices sit within reach — step by step, year by year.

Clients who work with us often begin by creating a long-term plan through our Contact Page or Financial Planning Discovery Process.

Whether you want to explore Southeast Asia, spend more time with family or carve out space for something meaningful, the right plan helps turn ideas into reality.

What Would You Choose If You Kept More of Your Money?

Here is the question that matters: If you kept more of your own money, what experience would you choose next?

If you would like to explore this with us, you can get in touch through our Contact us