News & resources
The latest updates, stories & helpful guides from the Xentum team
Info – The lowdown on Lifetime ISAs (LISAs)
October 11, 2016 - 2 minutes read
Earlier this year the government announced that it would be introducing Lifetime ISAs from April 2017 to help address the dilemma facing young adults of getting on the housing ladder and the need to save for retirement.
The key features of Lifetime ISAs are:
Advice – Are you financially blind? (And a Free Tool to fix it)
October 4, 2016 - 3 minutes read
I will always remember one of my first clients at Xentum. It was a couple in their late 50s and the husband/father of the family was approaching retirement in his head. I specifically remember this client as they brought a box of paperwork into the office with the message:
“There you go, can you sort through that and let me know when I can retire”
It will always stick with me that particular sentence. At the time, I found it unbelievable how someone had worked so hard for 30 plus years had no idea how much or what they had in savings, life cover or investments. They had of course been sold all sorts (some good and some bad) and had merely switched off from the issue of finance.
Blog – An article I wrote for a trade publication – “10,000 Hours”
September 29, 2016 - 4 minutes read
I wrote this article for a popular financial advisory blog called the Adviser Lounge
I am thinking a lot at the moment about the route to becoming a top end financial planner. It is partly the work I am doing with Nextgen planners but I am also interested in this anyway. I have always had a chip on my shoulder about age in financial planning. As a young planner, I have obviously had the mantra that if you are good enough, you are old enough.
Advice – 3 Questions to ask yourself before you sell your business
September 14, 2016 - 4 minutes read
I have had quite a few meetings recently with people looking to sell their business. It is the dream isn’t it - sell your business for millions and gain financial freedom overnight. Having been through this with quite a few clients over the years I thought it might be quite valuable to actually raise some questions that a business owner needs to think about when going through the process:
info – 3 more common questions I am being asked by younger entrepreneurs
August 31, 2016 - 2 minutes read
If you have a Cash ISA, do you need to have it in the same place as a Stocks and Shares/Help to Buy ISA? The…
Blog – Why should you pay for a financial adviser?
August 23, 2016 - 7 minutes read
“Why should I pay for your services?” This is probably the most important question in any service based business as the majority of services do…
What Tony Robbins recently found out about financial advice
August 17, 2016 - 3 minutes read
Some of you may know that I co founded a group called Nextgen Planners. It is basically a community of forward thinking and predominantly younger…
Advice – Do you want to go the next level?
July 31, 2016 - 3 minutes read
About 2 weeks ago I had a meeting with an MD and business owner of a fairly large company in the Creative Sector. It was…
Why Goals without Actions are meaningless
July 21, 2016 - 3 minutes read
There is nothing better than achieving a goal. To actually establish what you want to achieve and then accomplish it is an awesome feeling, no…